Smart bookkeeping

Your books, on autopilot.

Invoices, bills, journals — all live on a double-entry ledger. Approve once, posted everywhere.

Start Free — no card1-click demo
₹ 45,000₹ 62,000₹ 79,000₹ 96,000₹ 113,000₹

Live in 5 minutes · no IT team · no consultant

1
Sign up
30 sec

Email + Google / 1-click. No card.

2
Pick industry
1 min

Chart of accounts auto-seeded for you.

3
Import or skip
2 min

Upload Tally / Zoho / Excel — or start fresh.

4
Agents go live
instant

OCR + recon + GST + collections — all on.

The Story · how it usually goes

Every Indian SMB owner's month-end
— and how it should feel instead.

Four panels. The reality, the trouble, the way out, and the calm.

Panel 1·The reality
TALLYEXCELClearTaxIt's the 18th.Bills, 2B, recon...

3 tools. 0 sync.

Tally on the desktop, ClearTax in a browser, Excel for what doesn't fit. Vendor bills pile up. The team copies data across tools by hand.

Panel 2·The trouble
GST NOTICESCN-DRC-01ITC mismatch · ₹3.8 LURGENTPENALTY₹3.8 L

The dreaded notice.

DRC-01 lands. ITC denied. ₹3.8L blocked. Interest ticking at 24% p.a. Officer wants a reply in 30 days. Now you need a consultant — fast.

Panel 3·The way out
RapidLedger · Compliance Agent🔍 ITC mismatch detectedVendor Acme Pvt Ltd · ₹38,000🤖 Auto-emailed vendor + draft replyDRC-01 response · ready to review✓ ₹3.8L ITC saved · 0 penalty🤖🛡️📊₹✨✨

Agents on the job.

Compliance Agent caught the mismatch before filing. Auto-drafted reply. ITC Screener pinged the vendor. Notice never had to happen.

Panel 4·Sleep easy
This month · status✓ GSTR-1 Filed✓ GSTR-3B Filed✓ TDS Q3 Filed✓ 0 notices · 0 penaltyFiled at 11 AM.Home for dinner.

Filed. Zero notices.

All returns filed before the deadline. Compliance score 96/100. No interest, no late fee, no SCN. Weekend stays your weekend.

Never panel-2 again. That's the whole promise.
Scenario study

Two people. One platform. Both win.

We built RapidLedger from the ground up around the two real users — the SMB owner who owns the consequences, and the practising CA who owns the filings.

🧑‍💼
Persona A
Priya — runs a ₹4 Cr D2C brand
BEFORE3 tools, 0 sync10 hrs/week lostSWITCHESRapidLedgerDay 1: SetupMigration doneAgents on⏱️ Live in daysAFTER✓ Filed11 hrs/wk back · 0 notice

What Priya wants — and gets

  • Books that close on the 5th, not the 25th
  • GST 3B that never trips a notice
  • DSO down because dunning is automatic
  • Inventory that knows what's selling, in which warehouse
  • Mobile dashboard she opens before her first chai
📊
Persona B
Rohit — practising CA, 28 clients
BEFOREClient AClient BClient C+ 25 more28 Tally files10 logins60-hr GST weeksONE LOGINMulti-Client SwitcherClient A✓ FiledClient B⏱Client C⏱Client D⏱Client E⏱All 28 in one tabAFTER14-hour GST week76% time savedMore clients · same hours

What Rohit wants — and gets

  • One login · 28 clients · one tax season
  • Bulk draft GSTR-1 / 3B across all clients in minutes
  • Auto-flag clients at notice risk before they file
  • White-label invoices and portal under his practice brand
  • Revenue share for every client he refers
Platform Features

Everything you need. Nothing you don't.

A complete cloud-native accounting, ERP, GST & compliance platform with agentic AI automation built in from day one.

AssetsCurrentFixedCashBank

Enterprise Chart of Accounts

Hierarchical tree-table with unlimited depth, drag-drop reordering, bulk operations, inline editing, and real-time balance computation. Supports multi-currency with automatic exchange rate lookups.

INVOICE#1042Total₹ 24,800₹₹SEND

Invoicing & Billing

GST-compliant invoices, credit notes, vendor bills, debit notes with auto journal entries and real-time ledger posting.

BANKINV-1042₹ 82,400

Banking & Reconciliation

Bank feeds, transaction rules, smart categorization, statement import (CSV/PDF), and AI-powered auto-reconciliation.

GSTGSTR-1✓3B✓2B✓9✓TDS✓

GST Compliance

GSTR-1 auto-fill from sales, GSTR-3B summary with ITC from vendor bills, GSTR-2B reconciliation, e-way bills, and filing-ready JSON export.

WH-1WH-2WH-3

Inventory & Warehouse Management

Multi-warehouse stock tracking with composite items, stock transfers, FIFO/weighted-avg costing, reorder alerts, delivery challans, and full goods receipt workflow.

RECEIPT₹ 850AITravel

Expense Management

Category-based expense tracking, receipt capture, recurring expense profiles, and policy-based approval workflows.

M1M2M3M4Project Alpha12 hrs logged this week

Time & Project Tracking

Timesheet entries, project-based billing, time-to-invoice workflows, and profitability analysis per project.

P&L Summary114REPORTS

114+ Financial Reports

Trial Balance, P&L, Balance Sheet, Cash Flow, Aging Reports, Tax Reports, and custom report builder with filters, CSV/PDF export, and scheduled email delivery.

28 Modules

Complete Business Suite

From basic bookkeeping to AI-powered finance automation — every module is production-ready with full CRUD, real-time data, and enterprise features.

🔐Authentication & RBACLive
📊Chart of AccountsLive
📝Journal EntriesLive
🧾InvoicingLive
💰Bills & PayablesLive
🏦Banking & FeedsLive
📋GST & ComplianceLive
📦Inventory & WarehousesLive
🛒Purchase OrdersLive
📤Sales OrdersLive
🚚Delivery ChallansLive
📑Quotes & EstimatesLive
🔄Recurring InvoicesLive
🔁Recurring BillsLive
💳Expense ManagementLive
📃Credit NotesLive
🏷️Vendor CreditsLive
↩️Sales ReturnsLive
📥Purchase ReceivesLive
🛣️e-Way BillsLive
⏱️Timesheets & ProjectsLive
📁Document ManagementLive
🤖Smart Capture (OCR)AI
⚡AP AutomationAI
🧠Smart ReconAI
📞Collections (AR)AI
📈MIS CenterAI
💬AI Agents & ChatAI
Agentic AI Finance Automation

8 AI Agents.
Zero Manual Work.

Powered by the RapidLedger AI model running locally on your infrastructure. Your data never leaves your servers. Each agent specializes in a domain and learns from your business patterns.

01

Invoice Processor

Extracts data from scanned invoices — GSTIN, amounts, line items, tax breakdowns. Auto-detects duplicates, validates against supplier master, and posts to your books with journal entry preview.

OCRDuplicate DetectionAuto-Post
02

Bank Reconciler

Ingests bank statements and matches transactions using exact, fuzzy, split, and combined matching algorithms. Confidence scoring ensures only high-certainty matches are auto-approved.

Smart MatchingConfidence ScoreException Queue
03

GST Compliance Agent

Cross-references your sales and purchase data with GST portal requirements. Auto-fills GSTR-1 from invoices, computes GSTR-3B with ITC from vendor bills, and flags mismatches before filing.

GSTR-1/3BITC ValidationMismatch Detection
04

Collections Agent

Tracks customer outstandings, analyzes payment behavior, and sends escalated reminders automatically. From friendly nudges to urgent notices — handles the full dunning workflow.

Payment ScoringAuto RemindersEscalation
05

Smart Capture Agent

Accepts documents from email, scan, upload, WhatsApp, or API. Classifies into 11 document categories and extracts structured data using OCR. Links to the right transaction automatically.

Multi-SourceAuto-ClassifyOCR Pipeline
06

AP Automation Agent

End-to-end accounts payable pipeline. 2-way and 3-way matching against purchase orders and goods receipts. Approval workflows with approve/reject actions and audit trail.

PO Matching3-Way MatchApproval Workflow
07

MIS Report Generator

Custom report builder with user-defined filters, column selection, and sort configuration. Supports 10 report types including P&L, Balance Sheet, and Cash Position. Scheduled reports with email delivery.

Custom BuilderScheduledExcel/PDF
08

Finance Assistant

Natural language interface to your entire financial data. Ask questions like ‘Show top 10 overdue customers’ or ‘What's our cash position?’ — get instant answers via sticky chat popup.

NL QueriesMulti-Agent ChatReal-time
100% On-Premise · Your data never leaves your servers
Industries

Tuned for how Indian businesses actually run

Every industry has a different ledger reality. Pre-configured chart of accounts, statutory mappings, and AI agent presets per vertical — switch on at signup.

🏭

Manufacturing

Plant heads, CFOs

  • BOM + multi-level assemblies
  • Job-work register + 57F4
  • Raw material → WIP → FG costing
  • GST RCM on transport
  • Excise / cess on output
🛍️

Retail & D2C

Online sellers, retail chains

  • Multi-warehouse + e-commerce SKUs
  • Shopify / Amazon / Flipkart sync
  • Daily sales summary auto-post
  • GST B2C state-wise split
  • POS-style invoicing
💼

Services / Agencies

IT, consulting, design

  • Timesheet → invoice flow
  • Project P&L + utilisation
  • Retainer + milestone billing
  • RCM on imports of services
  • TDS u/s 194J auto-deduct
📦

Wholesale / Distribution

Distributors, traders

  • Multi-godown + transfers
  • Schemes, slabs, secondary sales
  • Outstanding-led collections agent
  • GSTR-2B vendor risk scoring
  • e-Way bill bulk gen
📊

CA / Consultant firms

Practising CAs, consultants

  • Multi-client switcher
  • White-label invoices + portal
  • Bulk GSTR drafting across clients
  • Client risk dashboard
  • Revenue share on referrals
💊

Healthcare / Pharma

Clinics, distributors

  • Batch + expiry tracking
  • Drug schedule classifications
  • Doctor commission ledgers
  • TDS u/s 194Q on bulk buys
  • Audit-grade trail
🏗️

Construction / Real estate

Builders, sub-contractors

  • Project-wise WIP accounting
  • Sub-contractor bills + TDS 194C
  • RERA-ready statements
  • Retention + advance tracking
  • Material reconciliation
🤝

NGO / Non-profit

Trusts, societies, NGOs

  • 12A / 80G receipt generation
  • Fund-wise restricted accounting
  • FCRA register + return support
  • Donor CRM lite
  • Form 10B prep helpers
The real annual bill

What you actually spend today
vs RapidLedger

Honest math for a typical 5-user SMB doing ~1,000 invoices & ~500 vendor bills a month. Switch the toggle to see your scenario.

Your current stack
Tally Prime Gold (multi-user)
one-time
₹67,500
Tally TSS renewal
/yr
₹13,500
ClearTax GST (multi-GSTIN)
/yr
₹24,000
Implementation / training consultant
one-time
₹60,000
GPT-4 OCR (1,500 docs)
/yr (~₹10/doc)
₹1,80,000
Razorpay invoice add-on
/yr
₹12,000
Year-1 total
₹3,57,000
Spread across 4–5 vendors, none of them talk to each other.
RapidLedger Professional
RapidLedger Pro (15 users, all AI)
/yr
₹24,999
Setup + Migration + Training
one-time only
₹14,999
RapidLedger AI · local OCR
₹0 / call · unlimited
₹0
e-Invoice + e-Way bill APIs
included
₹0
Tally / Zoho migration
included in setup
₹0
GST filing reminders + agent
included
₹0
Year-1 total
₹39,998
Save ₹3,17,002 in year-1 · ₹3,52,000+ from year-2 onwards · 90%+ lower cost · one vendor.
See full pricing →
What you actually get

Built for speed, privacy & statutory peace-of-mind

You don't need a tour of our stack — here's what shows up in your day-to-day instead.

Login in 2 seconds

Snappy, mobile-friendly UI. Pages stream in instantly — no buffering, no “please wait”.

Your data, your servers

Choose Mumbai cloud or fully on-prem. Air-gap mode supported — no internet egress needed.

Append-only ledger

Entries are never deleted. Every change has an audit trail. Tally-grade integrity, baked in.

Private AI, on you

Our OCR + recon + GST model runs locally — your invoices and bank data never touch GPT, Gemini or any external API.

Always India-current

GST circulars auto-tracked, statutory thresholds maintained for you, return forms updated within hours of notification.

Reconciles to the rupee

Numbers tie to Tally and to your bank. No floating decimals, no “adjustment” entries hiding rounding bugs.

< 2 sec
Page load · anywhere in India
99.95 %
Uptime · last 90 days
Mumbai
India data residency
Air-gap
Supported on On-Premise
End-to-End Workflows

Complete Business Cycles

Every transaction flows through a complete lifecycle with audit trails, approvals, and AI validation at every step.

Purchase-to-Pay

1
Purchase Order
2
Goods Receipt
3
Vendor Bill
4
3-Way Match (AI)
5
Approval
6
Payment
7
Bank Reconciliation

Order-to-Cash

1
Quote / Estimate
2
Sales Order
3
Delivery Challan
4
Invoice + GST
5
Payment Received
6
Collections (AI)
7
Revenue Recognition

Record-to-Report

1
Journal Entries
2
Trial Balance
3
Adjustments
4
Financial Close
5
P&L & Balance Sheet
6
GST Returns
7
MIS Reports (AI)
Connectors

Integrates With Everything

Connect to your existing tools through our agentic integration layer. Bi-directional sync with real-time status monitoring.

Tally Prime
ERP
Tally ERP 9
ERP
SAP Business One
ERP
Zoho Books
Accounting
QuickBooks
Accounting
HDFC Bank API
Banking
ICICI Bank API
Banking
SBI Bank API
Banking
GST Portal
Compliance
Custom REST API
Custom
Custom SOAP
Custom
File Import (CSV/Excel)
Import
The RapidLedger Hybrid

Platform + Hands-on Onboarding + Local AI.
The entire bookkeeping ecosystem.

Other tools throw you software and leave you to figure it out. RapidLedger ships the full ecosystem — the platform, a hands-on setup & training package (small one-time fee), and AI agents that run on your own infrastructure for ₹0 per call.

You — the ownerRun the businessRLSetup & MigrationOne-time · small fee✨✨RapidLedger AI — local8 agents · ₹0 / callI run salesI migrate + train youtill you're fully liveI post bills, recon banksdraft 3B · chase AR
Pillar 1 · Software

Full-stack platform

  • 28 modules: accounting + inventory + GST + ERP
  • 275+ API endpoints, 83+ UI pages
  • 114+ financial reports, custom MIS builder
  • Multi-tenant cloud or on-prem perpetual
  • Mobile-first, works on any device
  • Tally / Zoho / QuickBooks migration in-built
Pillar 2 · Hands-on onboarding

Setup, migration &amp; training

  • Small one-time fee · paid once, never again
  • Full Tally / Zoho / Excel migration done for you
  • Chart of accounts seeded · opening balances tied to the rupee
  • Bank feeds + GSTN credentials connected for you
  • Live training for your team — agents, dashboards, returns
  • 30-day post-launch handholding · WhatsApp + screen-share
Pillar 3 · Local AI

On-prem agentic AI

  • RapidLedger AI model runs on YOUR server
  • Zero per-token spend · zero data leakage
  • 8 agents: OCR · Recon · Collections · AP · GST · MIS · Capture · Chat
  • Works fully offline / air-gapped
  • BYOK Claude or GPT only on Enterprise — optional
  • No surprise OpenAI bill at month-end
The AI cost trap nobody talks about

Other tools route every OCR & chat call to GPT-4 / Gemini Pro.
We don't.

A single GPT-4 invoice extraction costs ₹4 – ₹12. 1,000 vendor bills a month = ₹4,000 – ₹12,000 / mo in API spend the SaaS quietly bills you for — on top of the subscription. The RapidLedger AI model runs locally and processes the same volume for ₹0 per call.

See plans →
Zoho Books AI (GPT-4 backend)
their cost
₹4–10 / OCR
ClearTax AI assistant
their cost
₹3–8 / query
QuickBooks Intuit Assist
their cost
₹6–15 / call
Tally AI add-on (Synapse)
their cost
API metered
RapidLedger AI · local
ours
₹0 / call
Why hybrid wins

Software alone breaks. AI alone hallucinates.
The full ecosystem just works.

Other tools throw you software and walk away. RapidLedger ships the whole ecosystem — platform, hands-on onboarding, and AI agents — so the agents handle the volume and your team handles the strategy.

SW

Software-only — overwhelming

You buy Tally / Zoho / Busy and get a 200-page manual. Your team learns by Googling. Onboarding takes months. Every notice is a fire-drill.

  • ❌ Months of learning curve
  • ❌ Migration is your problem
  • ❌ Half the features stay unused
  • ❌ Notices land · you panic alone
AI

AI-only — fragile

Pure-AI tools hallucinate HSN codes, miscategorise RCM, silently miss 2B mismatches. Cost stacks up via per-call GPT bills. Nobody's accountable when the notice arrives.

  • ❌ Wrong ITC claim · GST scrutiny
  • ❌ Hallucinated journal entries
  • ❌ Per-call OpenAI bill surprises
  • ❌ No real ledger underneath
The way ahead

Full ecosystem — just works

Platform + onboarding + agents in one bundle. We set you up. Agents handle volume. Your team focuses on growth. Notices are caught before they happen.

  • ✅ Live in days · not months
  • ✅ Agents at ₹0 / call
  • ✅ Books live · numbers tonight
  • ✅ Notices prevented, not reacted to

How the work splits — automatic, transparent

Each task routes to the right layer. Agents do the volume work. Your team focuses on what only humans can do.

🤖 Agents handle
  • OCR vendor bills
  • Reconcile bank statements
  • Draft GSTR-1 / 3B
  • Chase AR dunning
  • Score ITC mismatches
  • Generate MIS reports
🧑‍💻 Your team reviews
  • Approve drafts before filing
  • Period-end close sign-off
  • Vendor / customer master clean-up
  • Exception queue triage
  • Pricing & credit decisions
  • Audit prep
🧑‍💼 You decide
  • Big-ticket POs
  • Customer escalations
  • Cash-flow trade-offs
  • Hire / spend approvals
  • Growth bets
  • Strategy
Why switch · honest teardown

Where the incumbents break — and how we fix it

A no-spin breakdown of the real day-to-day pain Indian SMBs hit on Tally, Zoho, Busy, ClearTax and Vyapar — and exactly what RapidLedger does differently.

Before · today
11:48 PM

“It’s 25th. GSTR-3B is due in 5 days.”

Vendor bills are still on Priya’s desk. The Tally exports won’t reconcile with 2B. The team is on WhatsApp asking for the same Excel sheet for the third time. The bank statement is in a PDF nobody’s opened.

  • ❌ 3 tools that don’t talk to each other
  • ❌ Every OCR call hits GPT-4 — surprise bill at month-end
  • ❌ Multi-user on Tally Gold = ₹67,500 + ₹13,500/yr TSS
  • ❌ No AI to draft the return · pure manual reconcile
  • ❌ Weekend lost to filing — every single month
After · with RapidLedger
🤖✓₹10:30 AM

“3B is already drafted. ITC mismatches flagged. Ship it.”

Smart Capture posted Priya’s bills overnight. The Compliance Agent drafted 3B at sunrise. ITC Screener flagged two 2B vendors with mismatches and emailed them. The bank line auto-reconciled. Priya reviews, signs, ships — and gets her Sunday back.

  • ✅ One platform · one login · one bill
  • ✅ Local RapidLedger AI = ₹0 / call · unlimited
  • ✅ 5 users included on Standard at ₹999/mo
  • ✅ Compliance Agent drafts the return for you
  • ✅ Filing closes in hours, not weekends

Capability-by-capability · honest matrix

No marketing fluff — what each platform actually does today.

CapabilityTally PrimeZoho BooksBusyClearTaxVyaparRapidLedger
Cloud, multi-device access✗ desktop only✓✗ desktop-first✓ tax-onlylimited✓ full + mobile
Real-time multi-userGold ₹67,500₹180/user/mo extraper-user license—✗5–∞ included
On-premise / air-gap option✓ but no AI✗✓ but no AI✗✗✓ + 8 AI agents
Local AI (no API spend)✗✗ uses GPT✗✗ uses GPT✗✓ RapidLedger AI local
Invoice OCR + auto-postmanuallimitedmanual✓ paid✗✓ all plans
AP 3-way match✗Premium only✗✗✗✓ Pro+
GSTR-2B reconciliationmanual JSON✓basic✓ flagship✗✓ + ITC screener
GST Circulars Inbox (auto-crawl)✗✗✗newsletter✗✓ NEW
Collections / dunning agent✗manual workflows✗—reminders✓ AI agent
Custom MIS report builderTDL codingPremium only✗—✗✓ Pro+
Setup, migration & training included✗ DIY✗ DIY✗ DIY✗✗✓ one-time small fee
Tally / Zoho migration in-built—weak Tally import✗✗✗✓ first-class
Starting price (paid)₹22,500 one-time₹899/mo₹11,000/yr₹3k+/yr₹3,399/yr₹499/mo · Free tier

vs Tally Prime

Head-to-head

₹22,500 Silver · ₹67,500 Gold one-time + ₹4,500/yr TSS

!Where it hurts
  • −Desktop-only — no cloud, no mobile. Multi-location chaos.
  • −Gold (multi-user) is ₹67,500 — many SMBs cap at Silver and email vouchers around instead.
  • −Zero native AI. No OCR, no recon, no collections — everything is manual.
  • −GST 2B reconciliation is a manual JSON download → Excel dance.
  • −Customisation needs TDL — a DOS-era scripting language nobody on your team knows.
  • −Proprietary .tcp data file → vendor lock-in, painful to migrate out.
  • −No bank feeds. CSV/Excel import only.
  • −TSS renewal ₹4,500–₹13,500 every year just to stay compliant.
✓How RapidLedger fixes it
  • Cloud-native + mobile + on-prem perpetual licence option (₹4,99,000 lifetime if you want ownership).
  • 5 users included on Standard (₹999/mo) · 15 on Pro · unlimited on Enterprise. No per-user surcharge.
  • 8 AI agents from day one — OCR auto-posts vendor bills, recon clears 80% of bank lines, collections chases AR by itself.
  • GSTR-2B recon + ITC Screener + Anomaly Screener built in. 3 clicks, not 3 hours.
  • Modify modules in JavaScript / Python — Tally migration toolkit imports your existing chart + ledgers.
  • Open data model. CSV / JSON / Tally XML export on demand.
  • Live bank feeds for HDFC / ICICI / SBI on Professional+.
  • Quarterly compliance updates ship in your subscription. No surprise bills.

vs Zoho Books

Head-to-head

Std ₹899 · Pro ₹1,499 · Premium ₹2,999 · Elite ₹5,999 · Ultimate ₹9,999 / mo

!Where it hurts
  • −6 confusing tiers + per-user fee (₹180/user/mo). Real cost balloons fast.
  • −Inventory hides on Premium (₹2,999/mo) — most SMBs need it on day one.
  • −AI features stitch GPT-4 in the background — every OCR call adds to your bill via Zoho's metering.
  • −No on-prem option. Data lives in Zoho's region. Air-gap is impossible.
  • −E-invoicing only on Premium+ — surprise for ₹500-cr-turnover users on Standard.
  • −Tally import is best-effort — chart of accounts and groups need manual cleanup.
  • −No real GST 2B → vendor compliance scoring; just a recon report.
  • −No hands-on onboarding · figure-it-out-yourself.
✓How RapidLedger fixes it
  • 4 simple tiers + Free Forever. Users included, not metered. No hidden per-seat creep.
  • Inventory + warehouses on Standard (₹999/mo) — a third of Zoho Premium.
  • AI runs locally on the RapidLedger model. Zero per-token spend. Process 10,000 docs/mo with no surprise OCR bill.
  • Cloud (Mumbai) OR full on-premise perpetual. You choose where data lives.
  • e-Invoicing + e-Way Bill APIs included from Standard tier.
  • Tally migration is a first-class flow — chart, ledgers, opening balances, vouchers in one pass.
  • Vendor compliance scoring + ITC-loss tracking built into the Compliance Agent (Pro+).
  • Setup, migration &amp; training bundled — small one-time fee, never again.

vs Busy

Head-to-head

Basic ₹11,000 · Standard ₹16,500 · Enterprise ₹22,000 per year (single user)

!Where it hurts
  • −Desktop-first; the cloud version is a remote-desktop wrapper — slow and ugly.
  • −UI feels 2010 — junior staff need long training to be productive.
  • −No AI agents. No OCR. Recon is mostly manual.
  • −Per-user licensing scales painfully — multi-user requires per-seat upgrades.
  • −Limited GST recon depth — no ITC screener, no anomaly detection.
  • −No mobile app worth using; no WhatsApp document capture.
  • −Reports are static — no custom MIS builder.
✓How RapidLedger fixes it
  • Cloud-native modern UI; mobile + tablet first-class.
  • Onboarding wizard gets a new user posting in < 5 min — no training contract needed.
  • 8 AI agents handle OCR, recon, collections, GST compliance and reporting.
  • Standard plan includes 5 users (₹9,999/yr) — ~40% cheaper than Busy Basic for the same headcount.
  • GSTR-2B recon + ITC Screener + Anomaly Screener + Compliance Score dashboard.
  • Smart Capture ingests from email, WhatsApp, scan, API — auto-classifies and extracts.
  • 114+ reports + custom MIS builder + scheduled email / Slack / Teams delivery.

vs ClearTax

Head-to-head

GST plans ₹3k–₹50k+/yr, accounting bolted on separately

!Where it hurts
  • −GST-only at heart. You still need Tally or Zoho for actual accounting — two tools, two costs.
  • −Strong on returns + 2B recon — but no real general ledger, no inventory, no AP/AR ops.
  • −AI assistant routes to GPT — per-query metered cost.
  • −Pricing per GSTIN escalates rapidly for multi-entity groups.
  • −Limited workflow automation — recon shows mismatches, doesn't fix them.
✓How RapidLedger fixes it
  • All-in-one: full accounting + ERP + GST compliance. One tool, one subscription.
  • Append-only immutable ledger + multi-currency + multi-entity consolidation on Pro+.
  • AI Compliance Agent runs locally — unlimited queries, no per-call fee.
  • Multi-org / multi-GSTIN consolidation on Pro (5 orgs) and Enterprise (unlimited).
  • Auto-fix workflows: ITC mismatch → draft adjustment journal · missing 2B vendor → auto-email reminder.

vs Vyapar

Head-to-head

₹3,399/yr (Silver Pro)

!Where it hurts
  • −Billing app, not real accounting. No double-entry general ledger.
  • −No proper financial reports — P&L and BS are simplified summaries.
  • −Weak compliance — GSTR-1 export only, no 3B / 2B / 9 depth.
  • −Single-user; no roles, no audit trail.
  • −No multi-warehouse, no PO/SO workflow.
  • −No AI, no recon, no collections automation.
✓How RapidLedger fixes it
  • Real double-entry on the Free tier — same engine that powers Enterprise.
  • All 5 core financials (TB · P&L · BS · CF · Ageing) free; 114+ reports on Pro.
  • Full GST stack: GSTR-1 / 3B / 2B / 9 / 9C / TDS / TCS registers + e-invoicing.
  • RBAC + 2FA + audit logs from day one.
  • Multi-warehouse, FIFO/WAvg costing, PO/SO/Delivery Challan/e-Way on Standard.
  • AI agents on Starter (₹499/mo) — cheaper than Vyapar Pro and you get OCR.

vs QuickBooks India

Head-to-head

Discontinued in India (Apr 2023) · users orphaned

!Where it hurts
  • −Intuit shut QuickBooks India down. Existing users are migrating somewhere.
  • −International QuickBooks doesn't understand Indian GST natively.
  • −If you stayed, no India support, no India compliance updates.
  • −Re-keying years of data into Tally / Zoho is brutal.
✓How RapidLedger fixes it
  • QuickBooks (India + US/UK CSV) import flow — chart, customers, vendors, invoices, bills.
  • GST-native from invoice to GSTR-9 — built for India first.
  • Active India team, monthly statutory updates, GSTN circulars auto-tracked.
  • Free migration assistance on Pro+ — book a 1-hour call, we move you over.

Already on Tally, Zoho, Busy or ClearTax?

Pro and Enterprise plans include a guided migration call. We import your chart, ledgers, vendors, items, opening balances and last 24 months of vouchers in a single session. You keep filing on your old system in parallel until you're comfortable.

See plans & pricingBook free migration call →
Security & data residency

Built like the bank you wish you had

India-first data residency, field-level encryption, append-only audit trail, and an on-prem option that lets the data never touch the internet at all.

Data residency

  • ●Cloud tenants pinned to AWS ap-south-1 (Mumbai)
  • ●DR replica in ap-south-2 (Hyderabad)
  • ●Optional EU / US region on Enterprise
  • ●On-Prem: data never leaves your network
  • ●DPDP Act 2023 compliant by design

Encryption

  • ●TLS 1.3 in transit (HSTS pre-loaded)
  • ●AES-256 at rest on every disk
  • ●Field-level Fernet for credentials & secrets
  • ●Per-tenant encryption keys (BYOK on Enterprise)
  • ●Quarterly key rotation

Identity & access

  • ●Bcrypt + 2FA (TOTP) on every account
  • ●Role-based access control (10 built-in roles)
  • ●SSO: Google, SAML 2.0, Okta, Azure AD (Ent)
  • ●Session expiry + device fingerprinting
  • ●Granular per-module permission flags

Audit & integrity

  • ●Append-only ledger — entries are never deleted
  • ●Cryptographic chain across journal posts
  • ●User-level change history per record
  • ●Tamper-evident report exports (signed PDF/JSON)
  • ●Audit log retention up to 7 years

Compliance roadmap

  • ●ISO 27001 — audit underway, certification target Q4 2026
  • ●SOC 2 Type II — Q1 2027
  • ●GDPR + DPDP — already aligned
  • ●PCI-DSS via Razorpay (we don't store cards)
  • ●Statutory: GSTN, MCA, ICEGATE-ready integrations

Operational security

  • ●Daily encrypted backups + 30-day PITR
  • ●Zero-downtime deploys, weekly cadence
  • ●Sentry + Prometheus + PagerDuty on SRE rota
  • ●Pen-test annually by an external firm
  • ●Bug bounty programme (HackerOne, opens H2 2026)
Implementation

From signup to your first GST filing — in 14 days

We don't do 6-month rollouts. The default timeline is fortnightly, and Pro+ comes with a dedicated implementation lead.

Day 0

Signup & onboarding wizard

Create account · pick organisation type · seed industry chart of accounts · invite team. ~5 min.

🤖 Onboarding Wizard
Day 1–2

Migrate from Tally / Zoho / Busy

Upload Tally XML or Zoho CSV. Migration agent maps chart, customers, vendors, items, opening balances, and last 24 months of vouchers. We reconcile balances to the rupee before going live.

🤖 Migration Agent
Day 3–5

GST + bank connection

Store GSTN credentials (encrypted) · authorise GSP route · link HDFC/ICICI/SBI bank feed · upload last 3 months of statements for the Recon Agent to learn your patterns.

🤖 Bank Reconciler · GST Compliance
Day 6–8

Smart Capture goes live

Forward bills@yourdomain to the platform · scan paper invoices · drop into WhatsApp. OCR auto-extracts, dedupes, validates GSTIN, drafts the bill — you approve or correct.

🤖 Smart Capture · Invoice Processor
Day 9–11

AR Collections + AP Automation

Collections agent reviews ageing, starts sending reminders. AP automation runs 3-way match against POs. You approve only the exceptions.

🤖 Collections · AP Automation
Day 12–13

Returns dry-run

GST Compliance Agent drafts GSTR-1 and GSTR-3B for the current period. ITC Screener flags 2B mismatches. We rehearse the filing flow against the GST portal in a sandbox.

🤖 GST Compliance Agent
Day 14

First live filing

Submit GSTR-1 / 3B from RapidLedger. Onboarding team co-pilots the first month. From here it's autopilot.

🤖 All 8 agents · live
Outcomes from the pilot cohort

What changes once the agents are on

Numbers from our private-beta cohort (12 SMBs, Apr–Jun 2026). Methodology and disclaimers at the bottom.

82 %
Bills posted without human entry
Smart Capture + Invoice Processor agents
11 hrs
Saved per week per finance team
Aggregated across recon, collections, returns
₹4.2 L
ITC recovered per ₹1 Cr turnover
ITC Screener catches 2B mismatches early
47 %
Faster DSO improvement
Collections agent dunning + drip
0
GSTR-1 / 3B late filings
Filing calendar + dry-run agent
98.4 %
Bank recon auto-match rate
After 60 days of pattern learning
< 5 min
Time-to-first-invoice
From signup to printed invoice
91 %
Lower AI cost vs GPT-routed peers
Our local AI model at ₹0 / call

“We came in expecting another Zoho clone. Two weeks later AP literally runs itself — bills land in my inbox, get OCR'd and posted, and I just approve exceptions.”

— Finance head · D2C apparel · Bengaluru

“ITC Screener found ₹1.8 L of credit we'd been about to write off. Paid for the next 7 years of the subscription on day 12.”

— Director · electronics distributor · Pune

“My team of three was filing for 26 clients on a mix of Tally and Excel. Multi-client switcher + bulk draft cut my last GSTR week from 60 hours to 14.”

— Practising consultant · Mumbai

Pilot-cohort numbers are aggregate across 12 customers over 60–90 days. Past outcomes are not a guarantee. Customer quotes reflect roles in the cohort — names withheld at request until case studies launch.

Statutory coverage

Every form. Every deadline.
All inside one calendar.

The full Indian accounting + compliance surface that RapidLedger covers today — GST, TDS, TCS, e-invoicing, e-way bills, audits and book-keeping. Numbers reconcile end-to-end.

GST returns — every form, drafted from your books

GSTR-1
Outward supplies · monthly / quarterly
GSTR-1A
Amendment to outward
GSTR-3B
Summary return with ITC
GSTR-2A
Inward auto-drafted
GSTR-2B
ITC statement + recon
GSTR-4
Composition · annual
GSTR-5
Non-resident · monthly
GSTR-6
ISD · monthly
GSTR-7
TDS under GST
GSTR-8
TCS under GST · e-comm
GSTR-9
Annual return
GSTR-9C
Reconciliation + audit
CMP-08
Composition quarterly
ITC-04
Job-work register
PMT-06
Challan + payment
DRC-03
Voluntary payment
194

TDS / TCS — sections we auto-compute

194AInterest other than securities
194CContractor / sub-contractor
194HCommission / brokerage
194IRent
194JProfessional / technical
194QPurchase of goods
206C(1H)TCS on sale of goods
192Salary — slab-aware

Threshold tracking, lower-deduction certificates, vendor PAN/Aadhaar validation, quarterly Form 26Q / 27Q registers, Challan ITNS-281 prep — all auto-populated from posted vouchers.

e-Invoice + e-Way Bill APIs

  • IRN generation via IRP — instant QR code
  • Cancel / amend IRN within statutory window
  • Bulk IRN for high-volume sellers
  • e-Way bill generate / extend / cancel / update vehicle
  • Auto-distance lookup + multi-vehicle support
  • IRP / EWB failure retry queue (no lost vouchers)
  • JSON export ready for offline filing tools

Annual compliance calendar — what RapidLedger reminds you of

Auto-tracked deadlines with email + WhatsApp nudges. Tick = drafted automatically from your books.

Apr
  • ✓TDS Q4 return
  • ✓GSTR-1 (Mar)
May
  • ✓GSTR-3B (Apr)
  • ✓ITC-04 (H2)
Jun
  • ✓GSTR-1 (May)
  • ✓Adv-tax Q1
Jul
  • ✓TDS Q1 return
  • ✓GSTR-1 (Jun)
Aug
  • ✓GSTR-3B (Jul)
  • ✓ITR (non-audit)
Sep
  • ✓Adv-tax Q2
  • ✓Tax audit prep
Oct
  • ✓TDS Q2
  • ✓Form 3CD / 3CB
Nov
  • ✓ITR (audit cases)
  • ✓GSTR-1 (Oct)
Dec
  • ✓GSTR-9 / 9C draft
  • ✓Adv-tax Q3
Jan
  • ✓TDS Q3
  • ✓GSTR-1 (Dec)
Feb
  • ✓GSTR-3B (Jan)
  • ✓Bank confirmations
Mar
  • ✓Adv-tax Q4
  • ✓Year-end close
Pricing

Simple, Transparent Pricing

Start free and scale as you grow. All plans include core accounting features. AI agents and advanced modules available in higher tiers.

Free Forever

Solo founders & freelancers — GST invoicing, no card needed

₹0forever
  • 1 user · 1 organisation
  • 50 documents / month
  • GST invoicing + GSTR-1 export
  • Bank CSV import
  • 5 core reports
  • Community support
  • Local OCR · needs 16 GB RAM on your machine
Start Free

Standard

Growing SMB — full ERP, 3 AI agents, multi-warehouse

₹999/month
  • 5 users · 2 orgs · 1,000 docs/mo
  • PO/SO, delivery challans, e-way bills
  • GSTR-1 / 3B / 2B / 9 / TDS
  • 2 warehouses, FIFO costing
  • 60 reports + recurring docs
  • 3 AI agents (500 OCR/mo)
  • Tally import + email support
Try Standard
MOST POPULAR

Professional

Mid-market — full agentic ERP with 3-way match & compliance AI

₹2,499/month
  • 15 users · 5 orgs · 10,000 docs/mo
  • All 114+ reports + MIS builder
  • GST Compliance Agent (Circulars, ITC, Anomaly)
  • AP Automation 3-way match
  • Smart Capture (email/WhatsApp/scan)
  • 6 AI agents (5,000 OCR/mo)
  • All connectors + bank feeds
  • Priority support · 99.5% SLA
Get Started

Enterprise / On-Prem

Unlimited everything · BYOM models · air-gap ready

Customcloud or self-hosted
  • Unlimited users / orgs / docs
  • All 8 AI agents incl. Finance Assistant
  • Hybrid AI: local model + BYOK Claude / GPT-4
  • On-Premise perpetual licence option
  • SSO · audit logs · white-label
  • Dedicated CSM · 99.9% SLA
  • Source access (On-Prem)
Contact Sales
See full plan comparison, annual pricing & FAQ
FAQ

Questions, answered

Is my financial data sent to external AI providers?
No. RapidLedger runs its own AI model locally, so your ledgers, invoices and bank data never leave your environment. Enterprise can deploy fully on-premise.
Does it handle Indian GST end-to-end?
Yes — GSTR-1, GSTR-3B, GSTR-2A/2B reconciliation, GSTR-9/9C, TDS & TCS registers, HSN/SAC lookup and PMT-06 challans are all built in, reconciled to your books.
Can I migrate from Tally or Zoho Books?
Connectors import your chart of accounts, ledgers, groups and vouchers from Tally and Zoho Books while preserving the native hierarchy — no manual re-keying.
What do the AI agents actually do?
They ingest supplier bills, reconcile bank statements, chase receivables, surface anomalies, draft GST returns and answer plain-English questions about your numbers — with you approving every posting.
How quickly can I get started?
Create a free account, run the industry-first onboarding wizard, optionally import existing data, and you're posting transactions in under five minutes.
View detailed pricing & full FAQ →

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